CATEGORIES Pensions
How can I consolidate my pension policies?
Clive’s Retirement Challenge
With only 5 to 10 years before he retired, and multiple pension policies Clive wanted to be sure about how much income he would need to retire and where it would come from.
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CATEGORIES Investments
How to Invest and Protect Your Business
An Investment Challenge
After successfully setting up a business with two other directors, Claire Wilson wanted to obtaining alternative investment options for her business.
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CATEGORIES inheritance
Inheritance Tax
Managing financial exposure to IHT
As a successfully businessman, Mr Davies had accumulated wealth over a number of years and therefore had a substantial inheritance tax (IHT) exposure. With over £2 million of assets over and above the IHT allowance, the client was seeking our advice about how to reduce this financial exposure.
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CATEGORIES Investments, Pensions
Our Investments are Performing Poorly
Paul and Anne’s Retirement Issue
Paul and Anne were dissatisfied with the performance of their existing pensions and investments. They felt that their pensions were not properly managed and were looking for a financial adviser to review them to understand how to improve the level of their income in retirement.
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CATEGORIES Investments, Pensions
A Self-Invested Personal Pension -SIPP
Issue
Darren was looking to purchase a secure storage facility for his growing local business Tailored Flooring. As an existing client, he sought our advice on how to make a successful purchase.
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CATEGORIES mortgage, protection
Protecting my mortgage
Issue
Richard and Emma had recently remortgaged their house to consolidate some of their finances. With two young children, they were keen to protect their mortgage in the event of their death or critical illness. They did not want to burden their children with any debts or hassle should the unforeseen arise.
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CATEGORIES Pensions
What are my options when I retire?
Paul’s Retirement Issue
Over the course of his career, Paul had acquired several pensions and investments in addition to income generated from his business and wanted to know how to structure them in preparation for his future retirement. He was also looking for flexibility around when he could draw upon his pension but was unsure about how to achieve this.
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CATEGORIES Financial Planning, Investments, Pensions
When will I be able to retire?
Issue
Andy and Alison Gascoyne approached us as they were wanted to spend more time travelling and sailing their boat. They wanted to know when they would be financially secure to retire or semi-retire to achieve this aim.
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